Refinance

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Home Refinancing
How it Works

Refinancing can be a powerful method of reducing your interest rate, or accessing equity in your home rather than using more expensive forms of credit. Over the life of your mortgage, even a half percent can easily translate into $40,000 in savings.

  • 1

    Obtain an instant quote
    (1 min)

  • 2

    Apply for a loan
    (12 min)

  • 3

    Get an online approval within 24 hours

  • 4

    Close your loan twice as fast as the industry average

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ASSUMPTIONS
Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence, minimum 740 FICO credit score, 60% loan to value with no subordinate debt. If these factors are not met, you may still qualify for a loan but higher rates may apply. 5/1 ARM is fixed for the initial 5 years. The fully indexed rate is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Rate is variable and subject to change after 5 years. Subject to underwriting approval. Not all applicants will qualify.
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