Our Products

Down payments as low as 3%

Conventional Loans
  • Securitized by Fannie Mae and Freddie Mac agencies
  • Lowest rates for fixed and adjustable rate mortgages
  • 97% Financing on Purchases
  • Minimum 620 FICO Score
FHA Loans
  • Government backed loans
  • Flexible guidelines
  • 96.5% Financing
  • 550 Minimum FICO Score
VA Loans
  • Government backed loans for military members
  • Flexible guidelines
  • 100% Financing
Jumbo Loans
  • Mortgages for higher loan amounts above regular Conventional limits
  • 90% Financing on Purchases
  • 680 Minimum FICO Score
Portfolio Loans
  • Custom loans for borrowers not able to qualify under regular programs
  • Very flexible guidelines
HELOC’S
  • Flexible line of credits allowing you to tap into your equity
  • Pay Interest only on amount drawn
  • Ability to pay it down and reuse it for 10 years
  • Lines up to 95% of home value
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ASSUMPTIONS
Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence, minimum 740 FICO credit score, 60% loan to value with no subordinate debt. If these factors are not met, you may still qualify for a loan but higher rates may apply. 5/1 ARM is fixed for the initial 5 years. The fully indexed rate is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Rate is variable and subject to change after 5 years. Subject to underwriting approval. Not all applicants will qualify.
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