Simply the best mortgage rates.

30 Year Fixed
0.00%
4.99% APR
15 Year Fixed
4.99%
4.99% APR
5/1 ARM
4.99%
4.99% APR

Rates current as of 11/14/2016, 8:34 pm. Our Assumptions

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Buy Direct
Simply the Best Mortgage Rates

ONYX allows you to buy direct, bypassing the traditional supply chain that results in high rates, slow service, and red tape.

We can prequalify you in ten minutes and provide you with an approval letter within twenty-four hours. You’ll see how much you qualify for, making shopping for a home far less stressful.

Rate

ONYX uses the largest pricing engine in the country, giving you access to thousands of loan programs, and the best rates.

Convenience

100% online and paperless. You can share your financial info automatically, without the hassle of sending paper.

Speed

We offer fast pre-approvals over the phone.  Your loan will close twice as fast as the industry average.

Expertise

We put our experts on the front line, so your questions are answered right away, with confidence.

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ASSUMPTIONS
Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence, minimum 740 FICO credit score, 60% loan to value with no subordinate debt. If these factors are not met, you may still qualify for a loan but higher rates may apply. 5/1 ARM is fixed for the initial 5 years. The fully indexed rate is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Rate is variable and subject to change after 5 years. Subject to underwriting approval. Not all applicants will qualify.
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